construction industry

High-Risk Industries: Why Early Assessments Prevent Long-Term Claims

Posted by IMA Expert on Aug 13, 2025 8:41:09 AM

In high-risk industries, early intervention is the key to avoiding long, costly, and complex claims. Whether through an Independent Medical Examination (IME) or a Functional Capacity Evaluation (FCE), timely assessments provide clarity, reduce ambiguity, and help everyone involved make better decisions - faster.

 

In industries like construction, healthcare, and manufacturing, the risk of workplace injury is significantly higher than in most sectors. These jobs involve demanding physical tasks, repetitive movements, heavy lifting, awkward postures, and high-pressure environments - all of which contribute to increased injury rates and longer recovery periods.

 

High-Risk Industries: Who’s Most Affected?

Certain sectors consistently rank among the highest for workplace injuries. According to the Canadian Centre for Occupational Health and Safety (CCOHS), the most affected industries include:

  • Construction: Falls from height, repetitive strain, and crush injuries are common.

  • Healthcare and Social Assistance: Injuries from patient handling, slips, and overexertion occur frequently.

  • Manufacturing and Warehousing: Muscle strains, machinery-related injuries, and repetitive tasks contribute to high injury rates.

  • Transportation and Logistics: Long hours, heavy lifting, and vehicular accidents make this sector particularly vulnerable.

These roles often combine physical demand with fast-paced environments, increasing the risk of acute injuries and cumulative trauma disorders - both of which can lead to:

  • Prolonged absence from work

  • Unnecessary or ineffective treatments

  • Escalation from short-term to long-term disability

  • Increased claim costs for employers and insurers

  • Psychological impacts such as anxiety, fear of reinjury, or disengagement

Early IMEs and FCEs help break the cycle by providing critical insights early in the claim process.

 

Independent Medical Examinations (IMEs)

An IME is a third-party medical evaluation conducted by a specialist to provide an objective opinion on:

  • Diagnosis and prognosis

  • Causation (whether the injury is work-related)

  • Functional limitations

  • Appropriate treatment options

  • Fitness for work or readiness to return to duties

In high-risk roles, clarity around diagnosis and capacity is vital. For example, a construction worker with a back injury may need very different considerations than an administrative employee. An IME helps ensure the injury is correctly identified and that expectations are grounded in medical reality.

 

Functional Capacity Evaluations (FCEs)

An FCE assesses a worker’s ability to perform physical tasks required by their job - such as lifting, carrying, standing, or reaching - by simulating real-world job duties in a clinical setting.

Early FCEs are invaluable for:

  • Establishing baseline function early in the recovery process

  • Guiding modified duties or accommodations

  • Supporting gradual return-to-work (RTW) planning

  • Identifying any permanent restrictions before they become disputed

This is especially helpful in environments like manufacturing or warehousing, where safe task-matching is critical.

 

Real-World Benefits of Early Assessment

Faster Claim Resolution: Objective assessments help case managers make timely, evidence-based decisions.

 

Reduced Costs: The earlier you clarify the injury and return-to-work options, the fewer long-term benefits or treatment expenses are needed.

 

Improved Worker Outcomes: Injured workers benefit from faster recovery, reduced uncertainty, and appropriate work modifications.

 

Workplace Continuity: When roles are high-demand and hard to backfill, early return-to-work ensures operations aren’t disrupted longer than necessary.

 

Legal and Insurer Alignment: Early documentation from an IME or FCE can be essential in defending or settling claims fairly.

 

IMA’s Role in High-Risk Industries

At IMA Solutions, our team of medical assessors understands the unique physical demands of high-risk work environments. We provide:

  • Timely assessments - appointments available quickly and reports delivered on time

  • Specialist expertise - orthopedic surgeons, occupational medicine physicians, physiatrists, and more

  • Detailed reporting - objective, legally defensible insights tailored to workplace realities

  • Nationwide availability - serving employers, insurers, and legal professionals across Canada

Whether you’re a construction company managing a recent injury, a hospital HR director planning modified duties, or an insurer seeking clarity on a manufacturing claim - we’re here to help.

 

Workplace injuries in high-risk sectors are not just inevitable - they're expected. But lengthy claims and poor outcomes don’t have to be. With early, objective assessment through IMEs and FCEs, employers and insurers can keep workers safe, reduce time away, and prevent minor injuries from becoming major problems.

 

Early action leads to better results. Let IMA Solutions be your partner in effective injury management.

 

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